Life & Budget Planner
YOUR SPACE TO PLAN & BREATHE

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A clear look at this month’s money.

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Choose a month
Your planner stays on this device. Back up regularly. Data does not automatically sync between devices.

Get set up

Start with Today and one small plan. You can add the other sections whenever you are ready.

How each section works

Today

Opens on the current day. Record your mood, energy, main priority and two optional extras. Tick tasks and routines, log water, add a quick brain dump, and finish with a win and a note for tomorrow. At the bottom, enter plans on the coloured hourly lines from 05:00 to 23:00; these save separately for each date and appear in Daily history. Use the date controls for another day; refresh if you leave the planner open overnight.

Weekly

Choose a week to view appointments, scheduled tasks, meals, cleaning and habits together. Add weekly priorities, select an optional time when adding an entry to show it in Today’s hourly list. The small × removes one entry (only that occurrence for repeating plans). Use the weekly reset to prepare for the next week.

Monthly

Choose a month to see appointments, important dates, goals and your monthly review. Click a date box to add an appointment. Only appointments appear in these calendar boxes so everyday routines do not crowd them.

Tasks & Organisation

Add tasks with a date, time estimate and smaller steps. Use the brain dump for loose thoughts, projects for bigger plans and the waiting-on list for things you need from someone else. Move or skip an occurrence when plans change.

Recurring tasks & schedules

Choose daily, selected weekdays, weekly, fortnightly, monthly, yearly, a custom number of days or from last completion. Each occurrence has its own tick. From-last-completion tasks create the next occurrence after you complete the current one. Edit changes the schedule; delete removes the task.

Goals & Habits

Create a goal, add milestones and schedule smaller steps. Track habits and build morning and evening routines. Scheduled items also appear in Today and Weekly. Use Essential tasks with the low-energy view when you need a smaller plan.

Home & Cleaning

Organise cleaning jobs by room. Add, rename or delete rooms; deleting a room moves jobs to Unassigned. Set repeating jobs and use the cleaning schedule, laundry and home maintenance pages for their own plans.

Meals & Shopping

Enter breakfast, lunch, dinner and snacks separately for each day. Save recipe ingredients one per line and add them to your weekly grocery list. Identical lines are not added twice; quantities are not automatically combined. Track cupboard and freezer supplies in Inventory.

Health & Wellness

Log mood, energy, hydration, sleep, fitness and weight in their pages. Use self-care and medication checklists for your own routines. Daily history brings together saved mood, water, meals, notes and completed tasks; filter it by date or search and reopen a day to edit it.

Finances: overview & recurring items

Choose the financial month separately from your daily date. Budget overview shows income, spending and safe to spend. Add regular wages and bills once in Recurring income & bills. Remove this month skips one occurrence; stop future repeats keeps earlier entries; delete whole series removes its linked history.

Finances: envelopes & spending

Set monthly limits for flexible spending categories in Monthly envelopes, and add your own categories. Record purchases with their date and category using Add spending. The overview compares actual spending with your envelope budgets. Fixed bills are entered in Recurring income & bills.

Finances: savings, debt & reviews

Create savings goals with a target and any money already saved. Add money with a date: that date decides which financial month supplies it, reducing that month’s safe to spend and increasing goal progress. Starting savings do not reduce a month’s budget. Use Debt tracker for balances and payments, Money calendar for financial dates, Yearly review for annual totals and Transaction log for entries.

Work & Study

Organise work tasks, deadlines and projects. Schedule tasks so they appear in your daily and weekly plans. Focus sessions help you work on one task at a time with an optional timer.

Family & Pets

Add birthdays using month and day, with gift reminders if needed. Upcoming birthdays are grouped in date order. Use gift planning, family tasks and pet care for their own lists and repeating jobs.

Life Admin

Keep appointments, renewals, returns and travel plans together. Add due dates and follow-ups where available, and use packing lists before a trip. Appointments appear on the monthly calendar.

Notes & Journal

Save notes, daily journal entries, ideas and a someday list. Daily notes and journal entries can also be revisited in Daily history.

Customisation

In Colours & backup choose your name, currency, colour theme and day/night mode. Customisation lets you hide sections and choose Today cards. You can start with only the sections you need.

Saving, backup & access

Changes save in this browser on this device. Devices do not automatically sync. Download backups regularly from Colours & backup, especially before updating or clearing browser data. Restore replaces the data in this browser. Use your online link on phone or tablet; the offline HTML copy is for desktop browsers. No bank connection is needed.

Your monthly money overview

Your money this month

Safe to spend
After bills, spending and savings

Upcoming bills & reminders this month

Budget vs actuals

BudgetActual

Spending distribution

Actual spending by envelope category.

Safe to spend

available

BillsSpendingSavingsSafe to spend

A week with a little breathing room 📅

Tasks and appointments, one day at a time.

Let it out 💭

A place for thoughts, ideas and things you don't want to forget.

A calmer home 🧺

Your own routines. A little at a time is enough.

Something good to eat 🍋

Plan your meals and keep your shopping list together.

This week's meals

Shopping list 🛒

Add what you need for this week. Your list is entered separately from your meals.

Little habits, at your pace 🌱

Choose routines that feel useful to you. Tick them for your selected day.

Today’s money check-in

Your key numbers, upcoming plans and goals in one place.

Set aside in savings this month
Still owed
Safe to spend
Debt minimums due monthly
Goals in progress

Coming up

Tick an item when it’s sorted. Untick it to put it back on your list. Bills are also marked paid.

Goals in motion

Notes for this month

Money in

Paydays and other income

Money in

Paydays and other income

Bills & essentials

What you need to set aside

Bills & essentials

What you need to set aside

Everyday spending

Add an expense as soon as it happens

Everyday spending

Add an expense as soon as it happens

Monthly envelopes

Set flexible spending limits for things like groceries, coffee and clothes. Put rent, utilities and other fixed commitments in Bills.

Quick add

Add spending

Spending by category

Budgets are guides. Purchases you enter in Spending appear here automatically.

Savings goals

Money set aside this month

Savings goals

Money set aside this month

Your goals

Save for the things that matter to you, one contribution at a time.

Your saving goals

Already saved is money you had before using this planner. New contributions count toward the month you add them in.

Money calendar

Bills, paydays and reminders for the selected month.

Calendar

Select a month above to look ahead.

Debts

See what you owe and record payments as balances fall.

Balance remaining
Monthly minimums

Your debts

Total income
Total money out
Net for the year

Month by month

Money out includes bills, spending and savings set aside. Tap a month for exact figures. Only entered months are included.

IncomeMoney out

Income & money out, in full

Transactions this month
Total tracked
Average per transaction

Transaction log

Spending, bills and savings set aside in the selected month. Bill dates are due dates; entries appear whether paid or unpaid.

Set it up once. Add wages and fixed bills here to repeat them every month. They automatically appear in your calendar and monthly totals. Use Envelopes for flexible spending limits.
Monthly recurring income
Monthly recurring bills

Monthly income

Regular money coming in.

Repeats on this day each month. Shorter months use their last day.

Your repeating income

Monthly bills

Fixed commitments such as rent, utilities and memberships.

Repeats on this day each month. Shorter months use their last day.

Your repeating bills

This month’s entries

Manage individual paydays and mark bills as paid without changing their monthly repeat.

Settings & backups

Make the planner yours and keep your information safe.

Your preferences

This will appear in the Today greeting. Saved on this device.
This changes how amounts are displayed; it does not convert them.

Use the month buttons above to choose a month and the arrows to change year.

Entries are kept separately by month on this device.

Colour theme

Choose the colour that feels best to you.

Keep a backup

Save a copy of your budget and life plans, or restore a backup on this or another device.

Restoring replaces the entries currently saved in that browser, so download a backup first.